Quick Estimate
Personal Loan EMI Calculator
Estimate your monthly EMI instantly with a fixed reducing interest rate, premium mobile-friendly layout, and a clear repayment breakdown.
EMI calculator
Adjust the amount and tenure to estimate your monthly EMI instantly.
Sample plans
| Loan | Tenure | EMI | Total interest |
|---|---|---|---|
| ₹ 100,000 | 24 months | ₹ 4,896 | ₹ 17,511 |
| ₹ 200,000 | 36 months | ₹ 7,031 | ₹ 53,131 |
| ₹ 400,000 | 48 months | ₹ 11,336 | ₹ 144,133 |
Loan
₹ 100,000
Tenure
24 months
EMI
₹ 4,896
Total interest
₹ 17,511
Loan
₹ 200,000
Tenure
36 months
EMI
₹ 7,031
Total interest
₹ 53,131
Loan
₹ 400,000
Tenure
48 months
EMI
₹ 11,336
Total interest
₹ 144,133
These examples help compare typical repayment patterns at the fixed estimate rate.
Repayment breakdown
Monthly EMI
₹ 0
Total payable
Principal
₹ 0
Interest
₹ 0
Eligibility
- Applicants generally aged 21 to 60 with a stable income profile.
- Existing account holders or members with completed KYC may apply.
- Final amount and tenure depend on profile, income, and policy assessment.
Documents
- KYC documents such as PAN, Aadhaar, and address proof.
- Income proof, bank statement, and recent photograph.
- Additional documents may be required during branch review.
Processing fee and final charges are confirmed at branch level during sanction and disbursal.