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Loan Against Property (Mortgage)
Unlock the value of your property with flexible tenure, transparent pricing, and a smooth branch-assisted process.
Quick highlights
Loan range
₹ 500,000 to ₹ 5,000,000, subject to eligibility and property valuation.
Flexible tenure
5 to 20 years, based on loan profile and repayment capacity.
Indicative rate
12.00% to 16.00% p.a. on reducing balance basis.
Eligibility & documents
- Resident Indian applicants with clear property title, valid KYC, and acceptable income profile.
- Documents may include ID proof, address proof, income proof, bank statements, and property documents.
- Final sanction depends on internal assessment, valuation, and legal verification.
Why choose this LAP?
Faster processing
Transparent terms
Flexible tenure
Branch guidance
Figures on this page are illustrative. Final EMI, sanction amount, rate, and charges depend on branch review and approved terms.
EMI calculator
Enter loan amount, interest rate, and tenure to estimate your monthly EMI.
Sample plans
| Loan | Rate | Tenure | EMI | Total interest |
|---|---|---|---|---|
| ₹ 500,000 | 12.00% | 5 yrs | ₹ 11,122 | ₹ 167,333 |
| ₹ 1,500,000 | 13.25% | 10 yrs | ₹ 22,618 | ₹ 1,214,200 |
| ₹ 3,000,000 | 15.00% | 15 yrs | ₹ 41,988 | ₹ 4,557,770 |
Loan
₹ 500,000
Rate
12.00%
Tenure
5 yrs
EMI
₹ 11,122
Total interest
₹ 167,333
Loan
₹ 1,500,000
Rate
13.25%
Tenure
10 yrs
EMI
₹ 22,618
Total interest
₹ 1,214,200
Loan
₹ 3,000,000
Rate
15.00%
Tenure
15 yrs
EMI
₹ 41,988
Total interest
₹ 4,557,770
These are example scenarios for easy comparison. Final repayment depends on approved rate, tenure, and sanction amount.